Don’t Know Where to Invest? One CD is Paying Off Better than Others

Thanks to the recession, people—people with jobs anyway—are paying off their credit cards and saving more. But no one seems to know where to put the money they’ve worked so hard to save.

Why Are You Still Paying to Make Cell Phone Calls?

The average iPhone user forks over $95 a month to AT&T, and more than half of that covers voice accounts. Now that AT&T has approved applications like Skype, which allow users to make calls—even international calls—for free or very cheap via the Internet, it seems like only a matter of time before customers change the [...]

What Are Credit Card Companies Allowed to Do to You?

Can your credit card company increase your minimum payment? Close your account when they feel like it? Cut your credit limit? Change your fixed rate to a variable rate? The answer is yes to all of the above.

It’s a Deal: Free Breakfast at IKEA This Weekend

From Saturday, October 10, to Monday, October 12, nearly every IKEA store is giving out free breakfast to all shoppers. IKEA has announced lots of lower prices on shelving units, tables, chairs, curtain rods, and other items too. More details here.

Cheapskate Wisdom from … Samuel Johnson

“Do not accustom yourself to consider debt only as an inconvenience; you will find it a calamity”

It’s a Deal: Free Night, Upgrade at Hyatt Hotels

With Hyatt’s “Three for Free” promotion, guests enjoy a free night (after a stay of two or more paid nights), with breakfast and an upgrade included. The offer is valid at select Hyatt resorts in places like Florida, Hawaii, and Colorado, now through December 18. More details here.

Baseball Playoff Ticket Prices Not Quite as Ludicrous as You’d Imagine

The world of professional sports is not immune to the recession—not even when it comes to playoff baseball.

80% of Debit Card Holders Don’t Want “Protection”

Most debit card fees come by way of “overdraft protection,” in which banks allow customers to spend more than what’s in their accounts—and then customers are smacked with fees of around $35 each time they do so. Here’s a real shocker: Very few people actually want that sort of protection.

Q&A: Money-Saving Tips from Eversave.com’s Chief Savings Officer

Chief Savings Officer. Who knew that such a job title existed? Every household—and every government office, for that matter—should have one or more of these people, whose job it is to see that money is saved whenever possible, and spent efficiently when purchases are necessary.

Discussion Point: What Do You Hate Most About Holiday Shopping Season?

Call it the war against Christmas lasting six months. The Scrooges and Grinches are surfacing early this year, mainly to complain that the winter holiday shopping hubbub is surfacing so early this year.

Prepaid Debit Cards: Buyer Beware, Be Really Aware

Prepaid debit cards are attractive to certain consumers—immigrants and low-income people in particular—because they can be purchased quickly and easily in drugstores or Wal-Mart, and there’s no I.D. or paperwork necessary. What people who use these reloadable cards often fail to understand is that they’re loaded—overloaded, really—with fees.