Homeownership: More Nightmare Than Dream?

Buying a home—the wrong home, at the wrong time—can wreak havoc in your life. As many buyers know, you can lose money and drive yourself nuts with stress even when you’re not in the middle of a housing market crash. That’s why in a newly emerging version of the American Dream, a lot of people [...]

Boo Berry Is No Substitute for Franken Berry

To save money, create a more simplified shopping experience, and potentially even increase sales, Walgreens, Kroger, Wal-Mart, and other stores are whittling down the options on their shelves. It’s a move that most consumers appreciate, at least in theory: Now they only have to consider 187 varieties of shampoo, rather than 248. But if it’s [...]

How to Haggle Your Way Out of Credit Card Debt

The first rule is: Never accept the collection agency’s first settlement offer. The second rule is: Don’t accept the second offer either. Are you getting the idea?

Got Tax Questions? There’s a 29% Chance You Won’t Get Answers from the IRS

Average wait time to talk with IRS via its 800 number: 12 minutes. Percentage of callers the IRS actually expects to answer this tax season: 71. And believe it or not, this is a big improvement from 2008, when barely over half (52.8%) of phone calls from taxpayers were answered.

It’s a Deal: Buy One Get One 50% Off Shoes at Sears

Your second pair of shoes or boots are half off at Sears.com through January 9. This is an online-only deal; not available in stores. Free shipping on all orders over $49. More details here.

Cheapskate Wisdom from … Former NBA 3-Point Specialist Tim Legler

“Who wouldn’t want a bargain?”

Looking into the Crystal Ball and Seeing More and More Credit Card Fees

Some credit card industry observers are asked to predict what’s in store for plastic with the new year and new legislation.

It’s a Deal: JetBlue Flights from $29

Routes all over North America are on sale, generally starting at $29 to $59 each way for shorter flights (Fort Lauderdale to Nassau, Long Beach to Sacramento) and $99 to $119 for cross-country flights (New York to Long Beach, Seattle to Boston). Sale prices are available until January 13. More details here.

Shocking News: Infomercial Products Are Crap

Consumer Reports takes a close look at the Snuggie and all sorts of things that slice and dice and somehow convince TV viewers that they need them.

Are You Experiencing “Next Great” Whatever Fatigue?

You just bought an HDTV, an iPhone, and a Kindle, but now there’s 3-D TV, Google’s Nexus One, and the Kindle 2 (or the Nook) that all want you to take them home too. Can’t the marketers and innovators at least wait until we’ve gotten used to all the gizmos and features of our current [...]

Car Insurance: Proof It Really Pays to Shop Around

There’s not much rhyme or reason to how and why car insurance rates vary so widely, but vary widely is exactly what they do—for the same coverage, same driver history, and so on. This is why you’ve got to go through the rigamarole of getting multiple quotes.