Has Your Bank Offered You “Courtesy Pay,” a “Buffer Zone,” or “Debit Card Advance” Services?

These carefully-phrased services sound quite nice, don’t they? But if you read the fine print carefully, you’ll discover that these programs are strategies for banks to collect fees on customers who are careless with their account balances.

It’s a Deal: Buy One, Get One Free Crayola Products at Toys R Us

When you buy a set of Crayola crayons, markers, paints, or pencils, you’ll get a second set free. The offer is available at Toys R Us, good for purchases made by July 31.

The Something-for-Everyone List of Money-Saving Lists

Invest smarter, find a job, save on your next purchase at Amazon, skip trips to the supermarket, dork out with DIY projects, retire in happiness, comfort, and security, avoid fees, scams, taxes, and mistakes on Facebook, find out what your waiter would never tell you about your meal, and more.

‘Sitewide’ Discounts That Aren’t Really Sitewide

The promotion says everything is discounted. Everything, that is, except for a long list of excluded brands, styles, and special items. Which means that not everything is discounted.

Cheapskate Wisdom … About the Lack of Customer Loyalty to Pay TV and Phone Companies

“The problem for cable, satellite and phone companies is that they expect to get credit for things they’re expected to be doing … If you want me to be a loyal customer, you have to go beyond the things you’re supposed to do.”

It’s a Deal: Free Iced Tea Today at McAlister’s Deli

Thursday, July 29, is Free Tea Day at McAlister’s Deli, when the chain with nearly 300 locations around the country is giving out free 32-oz. sweet teas all day, no strings attached.

Hey, Frequent Overdrafters! The Banks Want You!

You’re not supposed to spend money you don’t have. But this is what you’re doing when you buy something with a debit card and don’t have enough in your bank account to cover the tab—in other words, an overdraft. Since banks make money when their customers spend money they don’t have, the banks basically encourage [...]

The Guy Who Leads Hikes Foraging for Edible Weeds: “It’s All Salad to Him”

Out in the woods, in parks, meadows, and backyards, and often right on the side of the road, there are foods that grow naturally, and that are yours for the taking.

Cheapskate Wisdom … About Warehouse Stores

“I’m always confused when people rave about how much they ‘save’ at warehouse club stores. In my experience, I can’t get out of Costco or Wal-Mart for under $200. You want to talk savings? Try going in without your wallet.”

What Kind of Consumer Are You?

Depending on how you feel about luxury brands and “status” goods, you might be categorized as a Patrician or a Parvenu. But, if you read this blog regularly, you’re probably a Proletarian—which doesn’t necessarily mean you’re not rich.

It’s a Deal: Backpacks for $0 from Staples

Backpacks and messenger bags are available for free from Staples. Follow this dealnews link to get a mail-in rebate that’ll cover the full cost of a backpack from manufacturers such as High Sierra and Jansport. The offer is available for orders made by July 31. Free shipping is possible too. More on Time.com: See a [...]