Tricky Ways to Get a Better Return from the Money You Put in the Bank

What with interest rates on CDs paying a measly 1% or 2% and bank savings accounts paying even less, sometimes you have to wonder what’s the point of trying to save money. But by paying close attention to the fine print of certain bank agreements, and even by using your ability as a smooth negotiator, [...]

Cheapskate Wisdom from … Interior Decorator Nate Berkus

“I’ve never believed that living well was based on spending a lot of money. For me, high style has never been a question of snobbishness.”

It’s a Deal: 25% Off at Banana Republic

Use the coupon code BRSAVE25 to get 25% off regularly priced merchandise orders of $100 or more at BananaRepublic.com. The discount is valid for purchases made by Tuesday, September 14.

6 Questions About College: So Where Does the Money Spent on Tuition and Fees Really Go?

Also: How come some colleges are so unbelievably selective when deciding which high schoolers are accepted nowadays?

The Colleges Corporate Recruiters Really Love

There’s no need for students at state universities to envy the Ivies, or to assume that grads from pricey, prestigious schools have a leg up in landing jobs. In fact, when recruiting executives go hunting to hire students who are well-rounded academically and who are best prepared to enter the workforce, their first choices aren’t [...]

111 Frugal Tips for Smarter Buying and Serious Saving

This week’s link roundup covers fees no prudent consumer should ever pay, supermarkets that can save you big-time on grocery bills, reasons why you might want to splurge on a latte from time to time (OK, this isn’t just about saving money), and a no-excuses look at the real reasons you’re broke.

Cheapskate Wisdom About … Hunger, Obesity, and School Lunches

“Hunger and obesity are the children of the same father. It is hard to eat healthy because it costs more. A gallon of milk is maybe $3.50, nearly $4.00, but a two-liter bottle of soda is only 99 cents.”

12 Signs of Continued Hard Times

Including more participation in food stamp programs and more people drinking beer at home, along with fewer people investing in stocks, buying videogames, going to the movies, and working at jobs that match their skill sets.

It’s a Deal: Extra $10 Off $25 Purchase at Macy’s

On Friday, September 10, and Saturday, September 11, you can get an extra $10 off when you spend at least $25 on sale and clearance apparel and select home items at Macy’s. This is a deal for early birds only, valid only for purchases made before 1 p.m. on either day, and a coupon is [...]

So Is It a Good Idea to Give Gift Cards Now?

Not really, even with new federal rules ensuring that cards won’t expire for at least five years, and that “dormancy fees” can’t take away from a card’s monetary value unless you haven’t used the card in a year.

Now Here’s What a Smartphone Really Costs You

I was just reading a CNNMoney story about “What smartphones really cost.” The piece details how much smartphones cost to manufacture, and how much they’ll cost the consumer buying one with or without a contract. But there’s one key expense that’s left out of the equation.