It’s a Deal: Cash in $40 Worth of Coins, Get $50 Gift Card

With a new promotion, when you drop off at least $40 worth of change at a Coinstar machine, you’ll get a $10 bonus by cashing out in the form of an e-certificate or gift card valid for purchases at retailers such as Lowes, iTunes, Borders, and Regal Cinemas.

The Nation’s Most Fiscally Responsible Citizens Hail From … New Jersey?

My home state, much derided as a haven of McMansions, malls, and obnoxious, tanning-booth-crazed reality TV stars, and a place regularly accused by its own residents of having one of the country’s most fiscally irresponsible governments in the land, actually boasts the country’s most financially capable and responsible people. Who says guidos aren’t good with [...]

The Banks’ Great Plastic Hope: Prepaid Debit Cards

Over the years, the primary way banks make money has shifted from collecting interest on loans to collecting fees from customers using their debit and credit cards and other bank products. As regulations make it more difficult to collect some fees—namely, debit card overdrafts—banks are growing more interested in prepaid debit cards.

Cheapskate Wisdom … About Why You Keep Money in a Bank Account with Paltry Interest Rates

“Consumers are opting for safety over income when they stash their money in the banks. That means picking savings or checking accounts at FDIC-insured banks.”

It’s a Deal: JetBlue Flights from $19, Cross-Country Routes from $99

During JetBlue’s Less Is More Sale, flights start at just $19 each way (between Las Vegas and Long Beach, CA), and other routes on sale begin at rates such as $34 (Baltimore-Boston, New York City-Boston), $39 (Orlando-Nassau, Oakland-Long Beach, Boston-Charlotte), and $79 (Buffalo-Fort Lauderdale, Chicago-New York City, Fort Myers-Boston). Cross-country routes such as San Francisco-New [...]

‘Tis the Season of Self-Gifting

There’s nothing a retailer likes more than a consumer who goes shopping for gifts, and who winds up picking up a few things for herself while she’s at it. Earlier in the shopping season, a rise in self-gifting was projected, with 57.1% of pent-up consumers expected to take advantage of deals and buy stuff for [...]

Cheapskate Wisdom … About Watching Free HDTV with an Antenna

“Over-the-air is the new basic cable.”

How You Slowly Lose Money with Bank Accounts

Banks used to be good not just as holding pens for your money, but as places your money could grow slowly but surely. But considering the evil combo of rising fees and pathetic interest rates, the net result is a slow but sure loss of value even when there’s not much inflation. The main reasons [...]

It’s a Deal: $25 Credit for Spending $25 with Your Amex Card

American Express is sponsoring a pretty amazing incentive to get consumers to shop at small businesses this holiday season: When you sign up at the link above, you’ll get a $25 credit on your Amex card if you spend at least $25 at nearly any independently owned business—that accepts American Express, of course. The offer [...]

Seasonal Employment at the Mall: Do You Have What It Takes To Be Santa?

To play the role of the big man like a pro, you should of course have a jolly belly, yet you must be in good physical condition in order to pick up dozens of children and handle ten-hour shifts while wearing too much heavy clothing under bright lights. You’ve also gotta have the beard—one that’s [...]

180 Money Tips, Holiday Gift Edition

Including links to more than 80 unusual and unusually thrifty gift ideas, along with money lessons from “The Simpsons” and money lessons for irresponsible 20-somethings, smart financial moves to make for the holidays and dumb financial moves that’ll make you fat.