Careless Consumerism: How You’re Really Spending Eight Times as Much as You Thought

“If you choose to spend a dollar today, you are actively choosing not to have four dollars, or six, or even eight later.”

The Short-Term Loans That Keep You in Debt for the Long Haul

If you’re in a jam, payday loans promise to be a quick-fix solution. In exchange for absurd interest rates equating to 450% and up, a borrower can get a short-term loan that’ll be paid back in the near future (once the borrower reaches “payday”). While the terms may seem outrageous enough for consumers to want [...]

It’s a Deal: $10 Off $50 Purchase at Lowe’s

Follow this link to print out a coupon or get an online discount of $10 off purchases of $50 and up at Lowe’s. The discount is valid for purchases made by Monday, April 4.

Q&A: Saving Money By Living Exclusively on Gift Cards for a Full Month

Ashley Grimaldo is a stay-at-home mom from Texas with two kids and a third on the way. She began the month of March with a huge stack of gift cards, along with plans to make all of her family’s expenses—gas, restaurants, baby shower gifts, home improvement supplies, groceries, Starbucks—exclusively using gift cards. No cash, no [...]

A Step-by-Step Negotiation Guide to Lowering Your Cable Bill

Anchor, nibble, crunch. They sorta sound like they could be yoga positions. But they’re actually part of a strategy to talk your way to lower cable bills—or to getting your way in any other business arrangement involving back-and-forth negotiations.

Study: No Sleep and You’re at Risk to Make Risky Financial Decisions

Here’s a research finding that the people running Vegas casinos seem to have known all along: When it comes to evaluating the risks of winning or losing money, sleep-deprived individuals tend to be more optimistic than their well-rested counterparts. No wonder casinos are open 24/7, no one ever knows what time it is, and the [...]

It’s a Deal: $10 Gas Card with Kellogg’s Cereal Purchase

Follow this link, fill out a form, and mail it in with 10 UPCs of Kellogg’s cereals, and Kellogg’s will send you a $10 prepaid gas debit card. Forms must be mailed in by December 31, 2011, and there’s a limit of five cards per household.

Why Are Beautiful People Happier? Mainly Because Good Looks Help Them Get Rich

Beauty is the path to happiness—by way of money. A new series of studies shows that attractive people earn more money and marry better-looking spouses, and that the economic benefits of being good looking make them happier than their homely counterparts. Logically, you’d think that efforts to improve one’s appearance would somehow lead to more [...]

Cheapskate Wisdom … About the Downside of Having Too Much Money

“Money is like fire: it will warm your feet or it will burn your socks off.”

It’s a Deal: 50% Off Everything at Jos. A. Bank

During a short-lived site-wide sale at Jos. A. Bank, nearly all of the menswear retailer’s merchandise is marked down by 50% off the original retail price. Shoes and gift cards are excluded, and sale prices are in effect through Tuesday, March 29.

All New Packaging! Less Food! Same Price! What a Deal!

It would be one thing if food companies acknowledged that due to rising costs, products had to be shrunk to avoid price increases. But the latest marketing gimmickry barely acknowledges shrinking products at all—and instead calls attention to the idea that smaller packages and less food is better for the environment and healthier for consumers. [...]