11. Brand New College Textbooks

The pitch: Your professor passes out the syllabus at the beginning of the semester with a list of “required” reading materials.
The truth: You might not need all those books, and there are cheaper ways to get them. First, check with the professor; some texts are optional. Hit up the library, which may have hard copies or electronic versions you can borrow for free. Finally, you can probably rent an e-book version for the semester for less than the purchase price of the book. Finally, comb the Internet and the campus bookstore for used copies. Not only will you save, but you’ll get to make a few bucks at the end of the semester by selling them back.
The exception: If you’ve searched for alternative copies or versions and come up empty-handed. (Or if your professor wrote the book.)
12. Extended Warranties

The pitch: You’re purchasing a new appliance or piece of electronic equipment, and the person ringing you up suggests that for a nominal price, you tack on an extended warranty that supplements or goes beyond what the manufacturer offers.
The truth: Some of these warranties duplicate coverage you already have from the manufacturer. You might be locked into using a particular service provider, or face inconveniences like having to ship the item somewhere at your expense or be without it for weeks while repairs are completed. The warranty might not cover wear and tear or damage caused by drops or spills. Also, check the terms of the credit card you’re using to buy the item; some extend this kind of coverage for free.
The exception: Based on a recent suggestion by Consumer Reports, computers — especially laptops and especially if you’re a student or frequent traveler and lug your machine around a lot — can break down after the standard warranty expires.
12 Things You Should Just Stop Buying
- 1. Homeopathic Flu Remedies
- 2. Credit-Card Payment Insurance
- 3. Dirt-Cheap Paper Towels
- 4. Bottled Water
- 5. Premium Gasoline
- 6. Super-High SPF Sunscreen
- 7. Auto Service Warranties
- 8. 100-Calorie Packs of Snack Foods
- 9. Lottery Tickets
- 10. Unlimited Cell Phone Minutes
- 11. Brand New College Textbooks
- 12. Extended Warranties













