Create a little side business to take advantage of the recession-era atmosphere. Start raising some chickens. Avoid car dealerships for oil changes and routine maintenance. Consider selling your home and relocating to a cave. And other ways to improve your financial outlook, if not necessarily your quality of life.
Advice aimed at increasing efficiency and lowering costs in the business world is often just as valid when applied to the individual. To minimize your cell phone bill, follow the pattern set by small businesses trying to rein in expenses. And to conserve water (and decrease your water bill), look to golf courses, where water [...]
The golden age of free wi-fi and free spots to plug in your laptop are disappearing. Coffee shops—at least coffee shops in New York City—are increasingly asking customers to leave if all they’re doing is sponging off the wi-fi and adding to the shop’s electricity bill.
Some folks were less than impressed with a trio of bloggers featured on The Cheapskate Blog who limited their food expenditures of $50 a week. A few commenters were downright angry—outraged, insulted even at the idea of the blogger experiment. Well, maybe they’ll be more open to reading about a pair of bloggers living on [...]
Credit card issuers are an inventive bunch, always creating new ways to entice consumers into signing up for cards, and to charge those consumers all sorts of fees for using those cards. I’m constantly shocked by the number of letters we receive in the mail from credit card companies—these guys have to be keeping the [...]
“God heals, and the doctor takes the fee.”
The routine at the doctor’s office used to end by patients forking over the $20 or $35 co-pay at the receptionist’s desk. Weeks later, patients could expect a letter in the mail from their insurers, filled with inexplicable details regarding how much more the patient had to pay—10 percent of one set of charges, 50 [...]
New York City Mayor Michael Bloomberg has proposed to make cross-town Manhattan buses free, but not necessarily because he wants to give riders a financial leg up. He’s worried about how slow the buses are. The theory is that if riders don’t have to fumble around for their MetroCards, the buses could “speed” along through [...]
Sell-by dates, schmell-by dates. The discount, or salvage, grocery store is filled with merchandise that’s marked with sell-by dates that came and passed sometime before the recession was called a recession. You know what? The food inside most super-packaged containers is still fine—and it’s often 50 percent cheaper than the stuff in mainstream grocery stores.
Is solar power in your future? The combo of new government tax credits and incentives and manufacturers dropping prices to entice customers in a down market means that it’s less expensive than ever to equip your home with solar panels. That doesn’t mean it’s cheap. That also doesn’t mean solar power makes sense in all [...]
“The only way customers are going to start buying at full price again is when they can’t have their way on discounts.”
