With student debt at $1 trillion and counting, and tuition rising 8% a year, it seems impossible that anyone would not know about the smartest college savings tool out there: the 529 plan. Alas, stunning numbers of Americans are in the dark.
Budgeting
A new survey shows that Americans will collectively spend more than $4.7 billion on gifts for students graduating college or high school this year. For some perspective, our country’s collective student loan debt has cracked the trillion-dollar mark and shot past totals for both credit-card debt and car loans. According to student loan education site [...]
A useful new government website has just gone live, offering easy teaching points for parents who want to help their kids grow up knowing a thing or two about compound interest and 19 other key financial concepts.
Cut your bills with these money-saving tips on buying household essentials, clothing, and personal products.
The bankruptcy might give her a fresh start, but the filing means that her creditors — which include a Christian school and her own father — are out of luck.
We spend most of our working years accumulating savings for retirement and after that spending them carefully so they last. We need to spend a little more time managing the transition. Here’s how.
Coming soon to a magazine, newspaper or Web page near you: emotionally charged public-service messages designed to jolt parents into having “the talk” with their kids. Not that talk. The tougher one about how to budget, save and otherwise manage money.
Members of Gen Y—the “millennials” born roughly between 1980 and 1995—are perhaps the most studied demographic in history. We know everything from how often they post on Facebook and Twitter, to what degree they really want to be able to wear jeans at work. Here’s one more factoid about this group that retailers are sure [...]
For years we’ve been hearing about the advantages of retiring abroad: low taxes, low cost of living, great climate and exciting cultural attractions. It’s all true in certain countries. Yet there hasn’t exactly been a mass exodus of retirees from the U.S.
Real Simple asked bargain hunters — including a teacher and financial authors and bloggers — for the easiest ways to save money every week. And some of these bargains may surprise you.
Come on down! This week, all comers are welcomed to be “contestants” in a challenge simulating what it’s like to live on food stamps, or SNAP benefits as they’re now called. Elected officials and everyday citizens in one U.S. city are trying to get by with a food budget of just $5 daily, which is [...]
